Call Your Australia Travel Insurance – Humpbacks Sighted in Queensland

Now is the season to visit Australia. Travel insurance and digital camera in hand, pack light and prepare for the return of the whales.

The first pods of giant humpback whales have been spotted just off the Gold Coast in Southeast Queensland. The crossing of thousands of these gentle and beautiful creatures marks officially the coastal city’s whale-watching season. The period usually runs from June to November each year, so make sure you find good accommodations near or within the coastal city. Get any cheap travel insurance, enough to cover your fears of cruising on the open sea as well.

Humpback whales, species of baleen whales, are known to leave Antarctica this time of the year. They have a distinctive body shape, hence the name, and possess an unusually long pectoral fins and a knobbly head. They swim at least 25,000 kilometres to the warm tropical waters of Queensland, and then proceed to the Great Barrier Reef.

Found in oceans and seas everywhere, humpbacks feed in the polar waters during summer and migrate to tropical or sub-tropical waters to breed. During winter, they give birth to calves and live on fat reserves.

Spectators and whale-watching enthusiasts will certainly have a grand experience. In warm waters, humpbacks are far from being lethargic. They will probably spend a lot of time eating krill and small fish through different feeding methods, including the bubble net feeding technique. They, however, can turn playful anytime. Their moods are very much evident when they playfully tail or pectoral fin slap the surface of the water.

If you are quite fortunate, you’ll see some whales do some acrobatic breaching, spyhopping, lob-tailing, peduncle throws, charging, and parrying. This is because such behaviours are hard to capture on videos, so make long term arrangements with your hotel in Australia. Travel insurance and advisory subscription should be kept active during your lengthy stay.

Courtship patterns will be very evident during this year. Hopefully you’ll see a lot of butting and charging. Male humpbacks outnumber females in most pods. Sometimes, groups of up to 20 males congregate around a single female and exhibit varieties of courtship behaviours for several hours.

Humpbacks also vocalize before and during mating, so be sure you hear at least two types of songs before you depart Queensland. Males produce long and loud complex sounds in the low registers. Some can even sing continuously for 24 hours or more. Scientists also say that each pod or group intones their unique songs.

Australia’s tourism agencies and conservationist welcome the return of the endangered animal. Recent accounts indicate that humpbacks are returning in bigger pods. Their number has been reported to have increased gradually by about 10 percent each year. Conservationists expect humpback population to reach more than 13,000 this year.

The ban on whaling activities in crucial areas has been a big boost for many whale species. Thanks to the greater public awareness to their plight, humpback and other types of whales and dolphins are making a big comeback in the open seas around the world.

Don’t go chasing humpbacks around the world, though. Your whale-watching experience in the Gold Coast will certainly be enough and memorable. So contact your travel agent and book a flight now. Get cheap travel insurance and reservations to a nice hotel.

Work From Home Travel Business Overview

The travel industry does an $8 trillion business each and every year, even with the current economic conditions. Getting a slice of this profit margin is the goal of a work from home travel business. People want to take vacations. They want discount prices and to save money on their dream vacation plans. Most of all, people want to escape the everyday grind of their ordinary lives to a relaxing or exotic locale. Travel products sell themselves because people are already looking for them each year. It is also a business that is easily done from your home or over the internet.

There are several ways to run a travel business from home. Some people will want to become a travel agent and start their own company booking travel for others and earning a commission. In this scenario, the entrepreneur has to gain all necessary licenses, establishing payment methods (merchant accounts), make connections with travel provider companies, and advertise to find clients. Other people who want work from home travel business opportunities will simply become a travel agent with an existing travel agency whose agents do not come in to a centralized office location. Here all they need is a phone, computer and internet connection. These companies typically already hold the licenses and insurances required for the business and take the payments. They have established connections with travel providers. In addition, some of them provide marketing strategies and websites for their agents.

One unique work from home travel business opportunity is joining in with a travel membership club. Travel clubs work by people purchasing a membership that allows them access to great discounts on all types of travel. Some are specific to a type of travel (i.e., cruises) or a destination, while others are broader in focus and allow people to book all kinds of travel to all kinds of destinations. They offer deep discounts by building relationships with travel providers who discount their products because the travel clubs advertise for them, saving them money. Also, these travel clubs can use bulk buying power to get special vacation packages that are only available to members.

Some travel clubs offer a business opportunity where independent representatives earn commissions on membership sales and bonuses when they recruit others to work with the company. Often the company will provide a website, training, back office and other resources that will help to get you started, but it is your job to drive traffic to the website. No matter what method you choose to run your work from home travel business, you can benefit from the amazing amount of money people spend each year on travel while helping others make their dream vacations a reality.

Room For Hire – A Bed and Breakfast Business

So often in the past, I have spoken to people who had a home in foreclosure. They often made the statement “if I had only taken in a border.”

This is definitely an option for people who can’t afford their mortgage notes and have extra rooms or a basement at their homes.

The biggest dilemma about taking in a border is that no one wants to take in anyone who has children, since children are often destructive to properties. But for many, it’s been a very big mistake!

Now due to this continuous failing economy and administration, it’s time to be strategic and your number one goal should be to keep a roof over your head. If you have food on the table, and you are in fairly good health and have a roof over your head, then you need to count your blessings everyday.

Do you have an extra room or two or a basement that you could rent out? If you do, then you can be in the Bed and Breakfast (B&B) business.

In these times, in order to keep their heads above water, many families are building extra rooms on their homes to offer to paying family members or tenants. You can turn your home into a Bed and Breakfast business or restore a building that has the potential of being rental units. You might have to reside at the property, managing and maintaining the business and satisfying license requirements.

For people with rentals (condos, houses, etc.) that they can’t sell, you can turn them into a Bed and Breakfast business for short term or long term lodging. Remember this is your B&B and you might just want to look into long term lodging options such as boarding for 30, 60, 90 days or even 6 months or longer. For short term lodging options, you will need to decide if you are going to accept one night stays on Friday and Saturday night or should you wait to try to get a 2 night booking for your rooms every weekend.

Remember the weekdays might be emptier than the weekends but you need to consider your market before adopting this sort of strategy. For example, if you’re next to a wedding venue, you may need to be more flexible about one night stays as these guests tend to only want to come for one night.

When you first set up your B&B, you may want to test the waters and see what sort of guests you get before you make a decision about whether to exclude, for example, children. Running the B&B should not adversely affect your business if you except children under 12.

Can you or should you risk turning anyone away? Remember you can always put new terms and conditions in place. After all you are the boss!

If you’re right next to the best children’s theme park in the country, you will probably benefit from having a children friendly B&B.

It may actually improve your bookings if you have a ‘no children policy’ for many parents staying for a romantic break that have left their own kids at home. If people have gone to the effort of finding a babysitter for a childfree weekend, they will probably not want to be faced by someone else’s 5 year old over breakfast.

Creating a home away from home which is often more beautiful than where they are traveling from will ensure many return customers.

Similar to tourists who choose to stay in traditional hotels, customers who patronize B&Bs seek out relaxation, fun and stress management while on vacation.

The B&B industry offers a unique lodging environment, which caters to an ever increasing group of travelers. They create a climate of home, where guests become temporary members of a larger family.

In a B&B, a guest is a guest in one’s home, not a customer. It becomes a place to return to at the end of a day, or during the next vacation (like going home). This type of customer also prefers comfortable accommodations in a cozy, family environment. These patrons are more social, they love meeting new people while at the same time require enough privacy to enjoy their vacation.

Guests will have the right mix of membership and privacy. The goal is to be dutiful without being intrusive which can be a delicate balance and one that owners have mastered in their various walks of life.

A B&B opens itself to guests, allowing them to participate and share in the richness of a community, while still allowing whatever degree of privacy is preferred.

A variety of settings available in the B&B are situated to enable individuals or small groups to locate the perfect setting for whatever mood or activity one is pursuing (reading, watching television, playing board games, etc.).

You could eventually expand your services to the residents by offering adjourning rooms which open creating a large area, ideal for formal or informal gatherings (i.e. wedding receptions, office parties, Christmas parties, etc.).

You don’t have to serve a huge breakfast. In fact, a bowl of cereal with coffee and some juice is acceptable. Meals can be shared with the innkeepers and other travelers allowing new relationships to be created and old ones enriched. Or, meals can be taken in the privacy of the guest’s room.

Some other items you could offer your guests are a complimentary music CD for each room that the guest may keep (copy included in packet):
1) An extensive video and audio library for guest use,
2) CD stereo systems and VCRs in each room,
3) Starbucks coffee,
4) A variety of herbal teas,
5) Daily fresh-baked muffins and fresh fruit, and
6) Links to other businesses, attractions and services in the area.

If you are considering this idea, you should call your insurance company and ask them to review your policy. Should you beef up your liability coverage? Do tenants need to sign contracts for long term lodging? Should you hire a private investigator to run a background on your guests? Should you check credit references?

Remember you are going to be the one setting up the rules so first of all you have to make sure you are not breaking the law and, secondly, how the rules you set will affect your business.

You need to check into legislation to ensure you and your tourism business stay on the right side of the law. For example, you need to ensure that the rules you set do not break any discrimination laws by not allowing people on grounds of race, sex, sexual orientation or disability to stay at your B&B. And you also need to be careful that you aren’t discriminating against people.

You also need to consider how the rules you set will affect your business. Some of the things you need to think about is will you be flexible allowing children, assistance dogs, one night stays, cooking evening meals, etc.

In order to be successful in a B&B, you can offer packages and special rates. You need to build a strong market position among the local patrons. With the right exposure, it is probably an untapped market of vacationers that can be enticed to your B&B.

B&B can sell its rooms directly to repeat customers, as well as via traditional travel agents and through the internet. Repeat customers will have the privilege of priority reservations during the high season. Subscriptions to various web services will provide international exposure to potential customers for annual fees.

Understanding Personal Liabilities in Terms of Family Holiday Insurance

It’s a fair bet that if you ask anyone about the cover provided by family holiday insurance the main areas they highlight are likely to be things like these listed below.

• Health cover to top up the protection provided by an EHIC for a family in countries where emergency health care provision is not as comprehensive as the UK equivalent.

• Travel delays – where you suffer serious inconvenience and may need to fund temporary accommodation etc.

• Lost or stolen baggage – to provide funds to replace essential items until such time as your baggage is recovered.

• Cancellations – where you have had to cancel your holiday due to the death or illness of a close family member or perhaps from being made redundant.

These certainly are all very important reasons why family holiday insurance should be something that you would not consider leaving to chance when planning your holiday.

There is another area, though, where this type of cover can provide vital protection for you, and that’s in situations where you or a member of your family causes serious injury to another person or damage to their property. If the injured third party decides that you or members of your group are to blame for their predicament, they may decide to sue you for damages.

If their claim results in a decision in their favour, you could be left with the prospect of finding a substantial sum of money to settle the award against you. You may also be required to fund their costs and expenses, as well as any that you may have incurred defending the claim. As many people may be all too well aware, modern society seems to be becoming extremely litigious, and family holiday insurance policies that can provide six figure sums of financial protection in these circumstances are not unusual.

If you are in the fortunate position of being able to benefit from more than one holiday per year, having cover is all the more important. That doesn’t necessarily mean though that you have to go through the process of purchasing a new policy on each occasion. In addition to a single trip policy, many providers of this type of cover will also offer an annual option, saving you both time and effort. You may also find that an annual policy may be a more cost effective option than buying individual policies as and when you need them.

Over recent years there has been a major increase in the number of people arranging their own holidays as opposed to going to a travel agent and getting everything done for them. One consequence of this is the inclination to regard family holiday insurance as an option that can be sacrificed to save a bit of money. That is definitely a false economy: you need cover, end of story!